Home Loans
Owner-occupier, investor and refinancing solutions — variable, fixed and split loans compared on rate, fees and features, not just the headline number.
Explore home loansLending & finance brokerage — Melbourne VIC
The right finance for your next big move.
Austop Lending compares home, business and asset loans across our panel of Australian lenders — then structures the option that fits your budget, your timeline and your plans.
40+ lenders compared
Obligation-free first consultation
Melbourne-based, Australia-wide
48 hrs
What we do
Finance for the moments that matter.
Three core lending streams, one point of contact. Every option is compared across major banks, non-banks and specialist lenders before it reaches you.
Business & Commercial Finance
Working capital, equipment purchase and commercial property lending structured around your cash-flow cycle, from sole traders to established firms.
Explore business finance
Asset & Personal Lending
Vehicle and asset finance, plus personal loans for consolidation or major purchases — with clear, comparable repayments and no hidden surprises.
Explore asset lending40+
Lenders on our comparison panel
$180M+
Home and business loans settled
1,900+
Clients assisted nationwide
48 hrs
Median pre-approval turnaround
Why Austop
A broker that works for you, not the bank.
Independent by design
We're paid to find the right fit, not to push a single lender's product. Every comparison weighs rate, fees and features side by side.
Transparent from day one
You'll see the full cost of any loan before you sign — rates, fees and commissions disclosed in plain language, with nothing buried.
End-to-end support
From pre-approval to settlement and beyond, one dedicated specialist handles your file from start to finish — and answers when you call.
How it works
Four steps, no runaround.
01
Enquire
Tell us about your goals through our quote form or email. We respond within one business day.
02
Compare
We model repayments across our lender panel and shortlist the options that genuinely fit.
03
Apply
We prepare and lodge your application, then manage the lender's assessment on your behalf.
04
Settle
Once approved, we coordinate the paperwork through to settlement and follow up afterwards.
Service areas
Based in Melbourne. Active Australia-wide.
Headquartered in Melbourne VIC, we help borrowers in every state and territory through a streamlined digital process — from capital cities to regional towns.
Melbourne VICGeelong VICSydney NSWBrisbane QLDAdelaide SAPerth WAHobart TASDarwin NTCanberra ACTRegional & remote Australia
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Ready to see what you could borrow?
Request an obligation-free quote and we'll come back with realistic numbers — usually within one business day.
Contact
Talk to a lending specialist.
Contact is by email and enquiry form only — that keeps every conversation documented and every recommendation on the record. We reply within one business day, Monday to Friday, 9:00am–5:00pm AEST.
Email ceo@austoplending.online
